The foreign currency rate typically includes Wells Fargo’s sell or buy rate for that particular foreign currency, and/or a charge in order to compensate Wells Fargo for any number of considerations, such as risks taken, costs incurred and services rendered (i.e., “mark-up”), including the amount of revenue Wells Fargo expects to earn as a profit. Table *GUIDE RATES are updated daily (Monday to Friday) at 09:00 GMT. Wells Fargo Bank International Money Transfers. Save on the exchange rate conversion when transferring money overseas to or from your Wells Fargo bank account in US dollars, UK pounds, the euro and other currencies. Wells Fargo can help you with everything from currency exchange to international wires, and more. Foreign Currency for Wells Fargo account holders It is a good idea to have some foreign currency with you before you leave the U.S., to cover immediate expenses such as taxis, meals, or tips.